Canada Introduces New Health Insurance Rules

Key Points  

  • Canada will now allow super visa applicants to purchase private health insurance with companies based outside of the country  

Overview  

Starting January 28, 2025, Canada will allow super visa applicants to buy private health insurance from companies outside Canada. 

The super visa, a multiple-entry visa, lets parents and grandparents of Canadian citizens and permanent residents visit for up to five years per stay, with the option to extend. Applicants must prove they have private health insurance since they aren’t eligible for provincial or territorial health care. Previously, only providers based in Canada were accepted.

Eligibility and Requirements: 

  • The insurance must be provided by a foreign company authorized by the Office of the Superintendent of Financial Institutions (OSFI) to offer accident and sickness insurance.
  • It must appear on OSFI’s list of federally regulated financial institutions.
  • The insurance policy must be issued through the company’s Canadian insurance business.

Applicants can check authorized companies on the OSFI website. More information is available on the IRCC website. Super visa holders need valid health insurance for their entire stay and may need to renew it if it expires before they leave Canada. 


 

Content in this publication is for informational purposes only and not intended as legal advice, nor should it be relied on as such. For additional information on the issues discussed, consult an attorney at Corporate Immigration Partners, P.C., or another qualified professional of your choosing. On non-U.S. immigration issues, consult your Envoy representative, or another qualified representative of your choosing.